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 | Insurance Company Disputes GET THE BENEFITS YOU HAVE PAID FOR McLean and McLean represents insured individuals who have suffered a loss and have been treated unfairly by their insurance company. Usually when you file an insurance claim, the insurance company pays you the money that is due under the insurance policy. Sometimes they do not - by denying claims, paying less than is due, delaying payment, or making unreasonable demands before making payment. When the insurance company fails to pay the money that is due under the insurance policy, the lawyers at McLean and McLean can help you obtain the benefits which are available. We handle all areas of insurance company disputes including: Property Loss– If you have incurred a property loss due to theft, fire, vandalism, storms or natural disaster and your insurance company either refuses the claim, or you believe that they have paid less than what is due, contact the law firm of McLean and McLean for a consultation in order to determine if the insurance company has improperly refused or improperly paid your claim. Automobile Uninsured Coverage / Underinsured Coverage– Uninsured motorist coverage protects drivers from individuals who do not have any insurance on their cars to pay claims for property damage and bodily injuries. It also covers hit-and-run drivers and "phantom drivers," who cause an accident but do not stop because they do not know about their involvement. Underinsured motorist coverage pays when the at-fault driver's insurance is insufficient to compensate the accident victim for the injuries suffered in an accident. Insurance companies may not always tell you about all sources of recovery available to you, or they may improperly deny coverage under these provisions. Contact the attorneys at McLean and McLean in order to ensure that all sources of recovery have been explored, and that your settlement is just. No-fault Medical Payments– Some states have "no-fault" laws, which are intended to assure that a person injured in an auto accident has a quick and ready means to get medical treatment and replacement of lost wages or income without having to go through a possible lengthy court battle with the person who may have been at fault in the accident. Unfortunately, there are times when the insurance companies may refuse your claim or deny benefits, especially in injuries which are difficult to diagnose – such as back injuries. If you believe you have been improperly denied no-fault benefits, contact McLean and McLean for a free initial consultation. No-fault Stacking– If you have more than one insured vehicle, you may be able to combine the medical expense benefits of all vehicles insured. This is called “stacking.” Often several insurance policies may apply to an accident and be "stacked" to provide additional coverage. Contact McLean and McLean – they can assist you in determining whether stacking is available to you. Many insurance companies may discourage you from seeking the assistance of a qualified lawyer. The insurance companies have attorneys fighting for them and they know you are at a disadvantage so long as you do not have legal representation. If you have an insurance company dispute, contact McLean and McLean for knowledgeable legal advice and representation. McLean & McLean The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation. Copyright © 2008 by McLean & McLean PLLP. All rights reserved. You may reproduce materials available at this site for your own personal use and for non-commercial distribution. All copies must include this copyright statement. |  |            |